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Webinar banner: 'How Wells Fargo is Rethinking Verification, Fraud, and Funding Risk' with date August 4, 1PM ET; red WEBINAR badge; two speaker photos labeled Gaurov Goyal and Jessica Pillado Gonzalez; Presented by INFORMED.

Watch Now: How Wells Fargo is Rethinking Verification, Fraud, and Funding Risk

Data shows that 41% of loan applicants under-state their income while 38% over-state their income. In a tightening economy this becomes more important to consumers and lenders as it impacts access to credit and financing. Better understanding these income discrepancies early in the application process will result in an increase in loan conversions. The earlier

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Tipping the Seesaw: How Financial Deregulation Opens the Door to Fraud

The past year has brought a wave of federal deregulation across financial services. We have seen a defanged and depopulated Consumer Financial Protection Bureau (CFPB), an executive order curbing state regulation of AI, and the ending of fair lending disparate impact enforcement. This regulatory retreat likely has lowered compliance costs, but it also has increased

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AI-Driven Portfolio Maintenance: The New Credit Risk Advantage in Auto Lending

If you only serviced your car once a year, you wouldn’t expect it to run at peak performance. Long before that annual appointment, the oil has already started to break down, belts show wear and filters begin to clog. Lending isn’t much different. When underwriting guidelines and portfolio performance go too long without review, small

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AI in Auto Finance: Advancing Risk Management, Fraud Prevention, and Customer Engagement

Artificial intelligence (AI) is rapidly transforming industries across the world, including auto finance. Traditionally, lenders have faced challenges with detecting fraud, validating income, and maintaining strong customer engagement. However, recent advancements in AI technology are revolutionizing these processes with remarkable efficiency. According to Precedence Research, the generative AI market is expected to expand by 27%

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defi SOLUTIONS Announces New Partnership with Informed.IQ to Automate Funding Process and Reduce Risk

defi LOS Integrates Informed.IQ’s Proprietary AI, ML Models Westlake, TX, Sept 13, 2025 — defi SOLUTIONS, a leading provider of end-to-end, SaaS loan originations, servicing, and managed servicing solutions, is pleased to announce the addition of Informed.IQ to the defi ecosystem of integration partners and lenders. Lenders will be able to seamlessly integrate Informed.IQ’s vertical

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How Compliance Can Keep Pace with the Velocity of AI Innovation

AI is revolutionizing how fast companies are building products – and compliance is at risk of being left behind. Last week, a senior product manager Slacked me: “With how fast this environment is changing, being able to quickly test new [stuff] is proving to be super important. Almost feels like table stakes” For tech product teams,

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The CFPB is on Life Support, But Compliance Shouldn’t Be

Over the past few weeks, the Trump administration has imposed deep cuts at federal financial regulators. The Consumer Financial Protection Bureau (CFPB) is on life-support with its staff locked out of their headquarters, supervisory exams on hold, and enforcement cases being dropped. The Federal Deposit Insurance Corporation fired 700 employees on the last day of

The CFPB is on Life Support, But Compliance Shouldn’t Be Read More »

Chartis Research named Informed.IQ a 2026 RiskTech Quadrant® Point Solution for Enterprise Fraud!

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