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Sunset city skyline with river reflections, overlaid by a blue RECAP badge and the caption '2026 Auto Finance Summit East'.

AFS East 2026 Recap: AI, Fraud Risk, and Operational Efficiency in Auto Finance

The auto finance industry is experiencing a rare alignment of favorable conditions, creating significant opportunities for growth despite broader economic complexities. The market is showing sustained wholesale strength, detailed in presentations at AFS East 2026. The MMR Index is at 106.3%, with consistent appreciation across all vehicle age segments. This stability provides a predictable environment

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Verification, Rewritten: What We Learned at CBA Live

The lending industry is undergoing a fundamental shift—from manual document review to real-time risk intelligence. At CBA Live, Jessica Pillado Gonzalez shared how that shift is already playing out across credit, operations, and fraud teams. Not theory. Not hype. What’s changing now—and what comes next. The Old Rule Still Applies. But It Looks Different Now.

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AFSA Vehicle Finance Conference Recap: Auto lending leaders call for collaboration to fight fraud

The AFSA Vehicle Finance Conference just wrapped up, and was a must attend event for industry veterans seeking to turn the tide on fraud threats facing the auto lending industry. AFSA Vehicle Finance Anti-Fraud Task Force Kicks Off On Sunday, February 1st, AFSA’s Vehicle Finance Anti-Fraud Task Force convened its inaugural conference meeting, followed later

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Great Expectations: How Expectation Definitions Strengthen Document Fraud Detection

When it comes to fighting document fraud, lenders should have “Great Expectations.” We are not talking about Charles Dickens’ 19th century novel. Rather, we are referring to the ability to quickly distinguish between legitimate and illegitimate income documents using a concept we call “Expectation Definitions.” What is an Expectation Definition? An “Expectation definition” means the

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Transaction Recycling is Becoming a Massive Document Fraud Problem

Welcome to Informed’s Fraud Watch: Informed’s blog on the latest fraud trends. As lenders contend with evolving risks in income document fraud, one emerging fraudster technique deserves more attention–“transaction recycling.”  “Transaction recycling” describes fraudster re-use of the real-world identifiers associated with ACH, check, debit, and vendor transactions in bank statements or other income documents. A

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Key Trends Shaping Auto, Leasing, and Refinance in 2025

As we kick off the year, I wanted to share some key insights shaping the Auto, Leasing and Refinance.  Looking ahead, three dominant themes stand out for the industry: Income Fraud and Misrepresentation, Artificial Intelligence (AI), and Vehicle Leasing. These trends will define how we adapt and excel in 2025. Combating Income Fraud and Misrepresentation

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What disgruntled consumers are telling the CFPB about auto lenders

If you are an auto lender, it’s worth keeping your eye on the complaints consumers lodge with the Consumer Financial Protection Bureau (CFPB), even if your company does not participate in the CFPB’s complaint portal. CFPB leveraging consumer complaints For those unfamiliar, the CFPB’s Office of Consumer Response administers a statutorily-mandated portal to collect, investigate

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Chartis Research named Informed.IQ a 2026 RiskTech Quadrant® Point Solution for Enterprise Fraud!

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