Why Misaligned Risk Functions Are Costing Dealers and Lenders More Than They Realize
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Consumer Lending
AFS East 2026 Recap: AI, Fraud Risk, and Operational Efficiency in Auto Finance
The auto finance industry is experiencing a rare alignment of favorable conditions, creating significant opportunities for growth despite broader economic complexities. The market is showing sustained wholesale strength, detailed in presentations at AFS East 2026. The MMR Index is at 106.3%, with consistent appreciation across all vehicle age segments. This stability provides a predictable environment
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Verification, Rewritten: What We Learned at CBA Live
The lending industry is undergoing a fundamental shift—from manual document review to real-time risk intelligence. At CBA Live, Jessica Pillado Gonzalez shared how that shift is already playing out across credit, operations, and fraud teams. Not theory. Not hype. What’s changing now—and what comes next. The Old Rule Still Applies. But It Looks Different Now.
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2026 Auto Finance Fraud Intelligence Survey Report
Download this 20 page report to learn the results of Informed’s latest survey. The questionnaire was presented to 2,500 auto lending executives in late January, 2026. Highlights include: When asked about fraud trends, 75% of lenders reported an increase over the past year, driven in part by more sophisticated, AI-generated documents On detection capabilities, 80%
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AFSA Vehicle Finance Conference Recap: Auto lending leaders call for collaboration to fight fraud
The AFSA Vehicle Finance Conference just wrapped up, and was a must attend event for industry veterans seeking to turn the tide on fraud threats facing the auto lending industry. AFSA Vehicle Finance Anti-Fraud Task Force Kicks Off On Sunday, February 1st, AFSA’s Vehicle Finance Anti-Fraud Task Force convened its inaugural conference meeting, followed later
Tipping the Seesaw: How Financial Deregulation Opens the Door to Fraud
The past year has brought a wave of federal deregulation across financial services. We have seen a defanged and depopulated Consumer Financial Protection Bureau (CFPB), an executive order curbing state regulation of AI, and the ending of fair lending disparate impact enforcement. This regulatory retreat likely has lowered compliance costs, but it also has increased
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Tracking Illegitimate Data Collisions
Welcome to the latest edition of Informed’s Fraud Watch: Informed’s blog on the latest fraud trends. Generative AI is changing how lenders’ screen for fraud. Document fakes are rapidly getting so good that they will pass even the most careful visual inspection. To identify fraud, lenders now need to go beyond the four corners of a
Fair Lending is Dead, Long Live Fair Lending
“Le roi est mort, vive le roi!” The peers of medieval France recited this proclamation to simultaneously acknowledge the death of a king and the continuation of the monarchy. This seemingly contradictory quotation aptly describes my feeling as a fintech compliance practitioner for the current state of fair lending. Ostensibly, recent Federal actions suggest dramatic changes
