Why Misaligned Risk Functions Are Costing Dealers and Lenders More Than They Realize
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compliance
Verification, Rewritten: What We Learned at CBA Live
The lending industry is undergoing a fundamental shift—from manual document review to real-time risk intelligence. At CBA Live, Jessica Pillado Gonzalez shared how that shift is already playing out across credit, operations, and fraud teams. Not theory. Not hype. What’s changing now—and what comes next. The Old Rule Still Applies. But It Looks Different Now.
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2026 Auto Finance Fraud Intelligence Survey Report
Download this 20 page report to learn the results of Informed’s latest survey. The questionnaire was presented to 2,500 auto lending executives in late January, 2026. Highlights include: When asked about fraud trends, 75% of lenders reported an increase over the past year, driven in part by more sophisticated, AI-generated documents On detection capabilities, 80%
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AFSA Vehicle Finance Conference Recap: Auto lending leaders call for collaboration to fight fraud
The AFSA Vehicle Finance Conference just wrapped up, and was a must attend event for industry veterans seeking to turn the tide on fraud threats facing the auto lending industry. AFSA Vehicle Finance Anti-Fraud Task Force Kicks Off On Sunday, February 1st, AFSA’s Vehicle Finance Anti-Fraud Task Force convened its inaugural conference meeting, followed later
Tipping the Seesaw: How Financial Deregulation Opens the Door to Fraud
The past year has brought a wave of federal deregulation across financial services. We have seen a defanged and depopulated Consumer Financial Protection Bureau (CFPB), an executive order curbing state regulation of AI, and the ending of fair lending disparate impact enforcement. This regulatory retreat likely has lowered compliance costs, but it also has increased
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Miami Blues: A “Fraud Watch” Case Study
To raise industry awareness, Informed’s Fraud Watch will periodically share analyses of fraud rings uncovered by our research teams. This issue digs deep into an auto loan fraud ring located in South Florida. The Auto Loan Fraud Ring In late 2023, a fraud ring went after auto dealers operating out of the cities of Doral,
Great Expectations: How Expectation Definitions Strengthen Document Fraud Detection
When it comes to fighting document fraud, lenders should have “Great Expectations.” We are not talking about Charles Dickens’ 19th century novel. Rather, we are referring to the ability to quickly distinguish between legitimate and illegitimate income documents using a concept we call “Expectation Definitions.” What is an Expectation Definition? An “Expectation definition” means the
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Tracking Illegitimate Data Collisions
Welcome to the latest edition of Informed’s Fraud Watch: Informed’s blog on the latest fraud trends. Generative AI is changing how lenders’ screen for fraud. Document fakes are rapidly getting so good that they will pass even the most careful visual inspection. To identify fraud, lenders now need to go beyond the four corners of a
