The Looming Threat of Deepfakes: A New Era of Financial Fraud
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March 2025
The CFPB is on Life Support, But Compliance Shouldn’t Be
Over the past few weeks, the Trump administration has imposed deep cuts at federal financial regulators. The Consumer Financial Protection Bureau (CFPB) is on life-support with its staff locked out of their headquarters, supervisory exams on hold, and enforcement cases being dropped. The Federal Deposit Insurance Corporation fired 700 employees on the last day of
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How AI-Powered Chatbots and Intelligent Verification Are Transforming Auto Finance
Artificial intelligence (AI) is reshaping customer engagement in auto finance, but its effectiveness hinges on the quality and depth of data fueling its algorithms. By leveraging machine learning on alternative data—both structured and unstructured—AI-powered chatbots can deliver more personalized and insightful interactions. For instance, rather than offering a generic response to a borrower inquiring about
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Fraud Losses Soared to $12.5 Billion in 2024—Here’s What Auto Lenders Should Know
Consumer fraud losses surged to $12.5 billion in 2024, marking a 25% increase over the previous year, according to a new report by the FTC released this week. While the number of fraud reports has remained steady, the FTC found that the percentage of consumers who said they lost money skyrocketed—from 27% in 2023 to
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AI Trends Shaping Auto Finance: The Fine-Tuning Tradeoff and Document AI
The auto finance industry is rapidly evolving, driven by artificial intelligence (AI) and machine learning (ML). As lenders integrate AI into fraud detection, loan decisioning, and automation, they face a critical tradeoff—how to fine-tune models for accuracy while maintaining adaptability and compliance. At Informed.IQ, we understand that AI adoption isn’t just about having the latest
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