AI Powered Employment & Income VERIFICATIONS

Instantly Verify Applicants and Reduce Fraud With Historical Loan Data and AI

Better Verifications = Faster Onboarding, Less Fraud/Risk

Consumer Lenders, Tenant Screeners and Government Program Administrators need accurate income verifications, reduced fraud and cost, and faster approvals. Informed’s vertical AI, document intelligence and industry data consortium does all this while improving compliance.

Introducing the stAI informed Podcast!

Listen here to Jessica Gonzalez and Tom Oscherwitz discuss the importance of Data Consortiums in combatting income fraud.

stAI informed
stAI informed
Ep 17: The Importance of Fraud Data Consortiums

“The more data you have to fight fraud, the better you are able to do it. And no company, no matter how big they are, has enough data to get a global view on fraud.” Tom explains the importance of sharing cross-industry and highlights multiple use cases of consortium data. “In each of these situations, a company contributes information to a network and they get something more back. It’s really an example of a win-win.”

Jessica adds that the fraud space is exciting for a number of reasons, including bringing more transparency to both consumers and lenders, and being able to make better decisions, quicker. “Utilizing more data enables us to open up the market so that our lending clients are able to get better decisions for those that historically didn’t have the opportunity.”

Income Verified?
Residence as
Are they who they say they are?
Have the required insurance?

Informed By The Numbers

Data-driven Statistics

Lending data points in Fraud Data Consortuim
0 B
Originated to date with Informed’s automation
$ 0 B
Consumer lenders trust Informed’s technology
0 of the top 10

The Benefits

Why Informed?

Informed Income Verifications in Action

Tap the video to see how Informed works with Consumer loans.

Our Mission

Our mission is to lower the cost of credit using AI for real-time transparency, greater financial inclusivity, and improved compliance.

Integrating with Informed's leading Al-based technology allows us to advance our lending systems’ capabilities & performance, further streamlining the loan process for our credit unions and their members.

Brian Hendricks Chief Product Officer, Origence
Informed Data Powered Employment & Income Verifications Informed

Informed is real-time verification instead of manually picking every document and checking things like the potential borrower's income.

Dinesh Chopra Former Chief Strategy & Corporate Development Officer, Ally
Informed Data Powered Employment & Income Verifications Informed

Our business is based on AI/ML, from credit to servicing. Adding Informed enables us to handle larger origination volume, increase no-touch processing, more easily identify loan document defects and ultimately better support our customers to fund faster.

Mike Lavin Chief Operating Officer, Consumer Portfolio Services
Informed Data Powered Employment & Income Verifications Informed

Informed understands banks’ real-time document decisioning needs and solves them using machine learning and AI.

Andy Ivankovich Former SVP & General Manager, Digital Lending & Account Origination Products, Fiserv
Informed Data Powered Employment & Income Verifications Informed

The dealer selects which lender gets the contract. You compete on price, experience and relationship. So, having a product with AI embedded, that enables us to deliver the promise of speed & confidence, definitely helps the dealer choose us.

Michael Qin Vice President, Capital One Auto Finance
Informed Data Powered Employment & Income Verifications Informed

Westlake Financial uses Informed’s AI to automate verifications and mitigate fraud as we become the largest, independently-owned auto lender in the U.S.

Kyle Dietrich SVP of Originations at Westlake Financial Services
Informed Data Powered Employment & Income Verifications Informed

Modern Solutions

How It Works

Automate Existing Credit and Funding Policies

Calculate income in real-time according to your policies configured by Informed. Verify applicant information with over 200 different document types that Informed automates including paystubs, bank statements, SSI award letters, W-2s, tax returns, and many others. Benefit from accurate income verifications with less fraud.

Quick Speed to Market

Informed sits between your Loan Origination System (LOS) and the application sources, allowing all credit approvals and documents to be processed without heavy lifting from IT. Your systems continue working as normal with the added benefit of Informed’s automated employment and income verifications accessible via a stand-alone portal.

Model Risk Management & Compliance

We know how important security is to you and your company. Informed is on a mission to help companies like yours unlock the potential of your data while ensuring that it remains secure, private, and under your control.

New: American Banker - Sharing information = best defense against AI fraud